Whether it’s a small condominium, mid-size town home or a sprawling single-family house, buying a home is the largest financial transaction most people make throughout their lives. With such a big investment and its great importance to you and your family, it’s vital to make sure it is appropriately protected with homeowners’ insurance. Additionally, homeowners’ insurance covers the property inside the home, from your clothing to your home theater stereo surround sound. With the right home insurance, you can feel satisfied knowing that if your house or your property are damaged or stolen, you’re properly covered for the rebuilding, repairs and replacements.
Homeowners’ Insurance & Your Home
Though each homeowners’ insurance policy is different, most typically cover the following:
Dwelling Coverage – If your home is damaged or destroyed by a covered loss, dwelling coverage will pays for costs associated with repairing or replacing your home.
Personal Property Coverage – Should a robbery or burglary occur on your property, this coverage protects you financially from the loss of your personal belongings.
Other Structures Coverage – If you have a garage, barn, shed or other type of structure, this will cover the costs to repair or replace it should it be damaged or destroyed in a covered loss.
Personal Liability Coverage – This coverage could help you pay for penalties and lawsuits if someone is harmed or killed on your property and you are found to be at fault.
Additional Living Expenses Coverage – If your home is being repaired or replaced due to a covered loss, but you’re unable to live in it during that time, this coverage will pay for necessities such as housing, food and other daily essentials.
Get Savings with Bundles & Discounts
At ABC Insurance, we offer an assortment of policies and some discounts are available when you bundle your homeowners’ insurance with other policies, such as an auto insurance policy. You could also get additional discounts on your home insurance if you have updated, certified wiring or extra safety features like a home alarm system. Ask your agent about what potential discounts could be applied to your policy.
Contact Us for Your Free Homeowners’ Insurance Quote
Call us today to make an appointment or visit our local office in Strum, WI, for a consultation with one of our experienced insurance agents. We can help you find the right coverage for your home and your homeowners’ insurance needs. Contact us now to get started!